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About

Flexible Coverage for Mobile Tools, Equipment, and Jobsite Assets

Contractors and construction professionals rely on expensive tools and mobile equipment to keep their projects moving. Our Contractors Equipment and Inland Marine solutions provides comprehensive, protection for equipment in transit, on the jobsite, or in storage.

Coverage Overview

Our program covers a broad range of equipment types under a single, streamlined policy form.

Covered Property May Include:
  • Heavy machinery (e.g., bulldozers, excavators, loaders)
  • Light equipment and tools
  • Cranes and rigging equipment
  • Temporary structures and jobsite materials
  • Leased, rented, or borrowed equipment
  • Equipment in storage, in transit, or on the jobsite

This combined form offers the flexibility and breadth of protection your contracting clients require, whether they’re owner-operators or managing large-scale crews.

Key Coverages & Features
  • Scheduled and unscheduled equipment options
  • Rented/leased equipment coverage
  • Newly acquired equipment automatic coverage
  • Equipment in transit or temporarily offsite
  • Replacement cost or actual cash value settlement options
  • Theft, fire, vandalism, collapse, and more
  • Flood and earthquake available (by endorsement and location)
Ideal Risks & Eligible Classes
Our Contractors Equipment & Inland Marine product is designed for:

  • General contractors
  • Heavy and highway contractors
  • Excavation, grading, and site prep firms
  • Electrical, plumbing, and mechanical contractors
  • Landscaping and tree service operations
  • Artisan contractors with owned and leased equipment
Why Place with us?
  • Broad underwriting authority for fast decision-making
  • Admitted and non-admitted market access
  • Fast quote turnaround and responsive service

Whether it's a single excavator or a full fleet of mobile equipment, we can help tailor protection that matches the exposure.

Protect the Equipment That Keeps the Job Moving

When your clients rely on their tools and machines to operate, they can’t afford gaps in coverage. Help them stay protected with Inland Marine and Contractors Equipment insurance built for real-world jobsite exposures.

Contact us today to learn more or submit a risk.

Exclusive PEO Access

We provide our agency partners with exclusive access to a preferred PEO solution, ideal for clients with high mods, coverage gaps, or non-traditional employee structures. It's the perfect option for staffing firms, contractors, and businesses that need alternative markets.