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About

Our Services are Built for Today’s Complex Business Challenges

At True Guardian, we are a specialized Managing General Agency (MGA) offering a wide range of Workers’ Compensation solutions designed to help agencies place both standard and hard-to-place risks quickly and efficiently.

Our Carrier relationships give our agency partners tools they need to service a wide range of business, even those with unique challenges or non-traditional needs.

Industry Expertise You Can Trust
We understand the unique exposures and compliance requirements across today’s most active industries. Our underwriting and carrier partnerships support

Whether your client operates a high-turnover labor business or a low-risk professional service, we have the market access and expertise to help you close the deal.

Access to Top Carriers for all Standard and Niche Markets

Through our powerful cover, agency partners get direct access to a broad selection of A+ rated carriers with no appointment required. Just a signed agency agreement gets you quoting and binding in minutes.

Whether you're placing preferred accounts or tough-to-place risks, we make the process fast, simple, and broker-friendly.

Exclusive PEO Access for Tough-to-Place Clients
For clients that don’t qualify for traditional Workers’ Comp, we offer exclusive access to a preferred PEO solution. This program is ideal for:

  • Clients with high experience mods
  • Businesses with coverage gaps
  • Startups or rapidly growing firms
  • Companies with contract or seasonal workers
This flexible PEO solution is especially valuable for staffing firms, contractors, and businesses that need bundled services like payroll, HR, benefits, and risk management.

Why Partner with True Guardian?
  • Fast access to A-rated carriers and specialty markets
  • Our team for fast turnaround and expert support
  • Broker-first Portal for quoting, binding, and servicing
  • No-cost value-added services, including PEO access
  • Easy onboarding with just an agency agreement — no appointment required

Exclusive PEO Access

We provide our agency partners with exclusive access to a preferred PEO solution, ideal for clients with high mods, coverage gaps, or non-traditional employee structures. It's the perfect option for staffing firms, contractors, and businesses that need alternative markets.